Specialist Track Day insurance for cars
The following product is brought to you in association with Motorsport Race & Rally Insurance Services (MORIS), who are amongst the leading providers for track day insurance for cars.
Product details
This is a brief overview. Further product information, FAQs, and the policy wording can be found on the MORIS website when you look to obtain a quotation.
- Single or multiple day (max. 10) cover for vehicles up to £200,000
- Flexibility to change dates and/or circuits in advance (subject to additional fees)
- Accident damage to your car (whether your fault or not) while on a non-competitive track day event.
- Fire damage covered following accident
- Cover for all European Circuits
- Damage to the race circuit / barriers (if bought as an optional extra).
- There is a cap of £80 per hour labour charge, but this can be increased if specifically requested.
- Cover is limited to damage cause while on the designated circuit but does not extend to cover damage caused in areas such as the Pit Garage or Paddock.
- The cover cannot exceed the market value of your vehicle or the value declared on your policy schedule if the market value is more.
- Cover under this policy will cease once a claim has been paid.
- Any Third Party Liability.
- Internal damage caused by mechanical failure to the engine, gearbox or transmission, unless damage is a consequence of a direct and obvious impact covered under this insurance.
- Cosmetic damage or damage caused by running over kerbs.
- Damage caused as a direct result of airbag deployment, unless added as an endorsement.
- Competitive driving, including racing and timed runs.
- Use on the road or public place as required by the Road Traffic Act 1988.
- Use by persons not named on the policy.
- Personal Accident Insurance.
- Vehicle Recovery (Available ONLY in England, Scotland or Wales) - from accident or breakdown.