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Cycling Time Trials insurance zone

Introduction

As part of your membership with Cycling Time Trails (CTT) you automatically receive the benefit of the association’s Combined Liability insurance.

This web page provides a brief overview of how these insurance covers benefit members and clubs, and can offer basic guidance to riders, coaches, clubs, and officials in respect of the insurance policies provided. To understand what these covers are and to see the main terms and conditions that apply please make sure you refer to the downloads section of this website where you find the policy summaries and insurer policy wordings.

Who’s covered?

  • Members of CTT
  • CTT affiliated clubs
  • Affiliated members
  • Coaches
  • Officials and volunteers

When does the cover operate?

The Liability insurance applies when a member, coach or club is participating in any recognised activity of CTT. 

 

Explore the insurance provided.

Cover for your legal liability of up to £10,000,000. This insurance provides protection against legal liability for bodily injury to third parties and damage to third party property.

Cover for your legal liability of up to £10,000,000. This insurance covers coaches and those in the role of committee members & officers for claims made against them which allege that a third party has suffered an injury or financial loss caused by negligent acts, errors or omissions during coaching activities. 

Cover for a club’s and events legal liability of up to £10,000,000 in respect of claims made against the affiliated entity for injuries caused to an employee or volunteer arising out of and during their employment. 

Cover for a club’s legal liability up to £250,000 per club for claims made directly against directors, officers, or committee members of a club for alleged wrongful acts in connection with the club affairs.

Reporting an incident

It is important that all incidents that may give rise to a claim, however minor, are reported to CTT as soon as possible after the event.

Please notify all incidents by email to Claire Emons. 

Frequently asked questions

Although the Liability cover is worldwide, the Cycling Time Trails policy does not negate the need for Travel Insurance. Sports Travel Insurance can be purchased via Marsh Sport, which can be obtained here.

We recommend that a designated person is made responsible to record any reportable accident/incident. Records must be kept for at least 6 years, and longer where it involves a person under the age of 18 years. Names and addresses of any possible witnesses should also be recorded. Please ensure your club has an accident book to record all such information. In respect of Safeguarding allegations records should be kept indefinitely.

Yes, the public liability insurance provided will defend your position, should you be sued for injury to a third party or damage to a third parties property. Please note any claims relating to deliberate or criminal acts are excluded.

Not under this Liability policy. You can arrange to insure your bike and equipment by calling Marsh Sport on 0345 872 5060.

Under the liability insurance there are no age restrictions. You must however adhere to any age restrictions set by the CTT if applicable

Marsh Sport contact and downloads

Senior Account Handler - Jacqui Mitchell

Email: Jacqui.mitchell@marsh.com

Tel: 0121 623 1158

Client Executive – Ross Gardiner

Email: Ross.gardiner@marsh.com

Tel: 07385 482669

Claims Handler – Michaela Britten

Email: michaela.britten@marsh.com

Tel: 0113 394 2287