No, if you require a race licence you will need to upgrade to Core or Ultimate membership.
FAQs for Essential Members
The Public Liability insurance only covers you whilst training in the United Kingdom for triathlon, aquathlon, aquabike or duathlon. As an Essential member you do not have any liability cover to participate in an event. If you require this cover you need to upgrade to Core or Ultimate membership, or purchase a race pass.
Yes, a £250 excess applies to the Public Liability cover if a member has damaged third party property.
If you are unsure on whether an incident should be notified or not, please contact Marsh Sport and they will advise accordingly.
There are no age restrictions applicable to the Public Liability insurance. However triathlon activity must be in accordance with the guidelines set by British Triathlon.
The Public Liability limit provided is £15,000,000. This is the maximum amount of the insurer's liability for any claim or claims under a policy during the policy period.
As an Essential member you are only covered to train alone or with a club, within the UK. If you require cover to train outside of the UK, you must upgrade to Core or Ultimate membership .
If you have any queries regarding your EHIC please visit the following link https://www.nhs.uk/using-the-nhs/healthcare-abroad/apply-for-a-free-uk-global-health-insurance-card-ghic/
You are covered under the liability insurance to train with sports clubs of which you are not a member, as long as you are training in the sports of a triathlon, swimming, cycling and running. Please note that for essential members cover is only in place for training whilst in the United Kingdom.
Essential members do not receive the benefit of Personal Accident insurance. Only Core and Ultimate members receive Personal Accident cover. If you require this cover, you must upgrade your membership to Core or Ultimate.
The Public Liability policy does not cover commuting unless you are training towards a genuine triathlon goal, and are able to evidence the ride formed part of your training plan, such as a defined training log, and the route, the bike you were using, the clothing you were wearing and the event you had entered into for which you are training , Insurers would then consider each claim on its own merits. Alternatively this may be covered under your household insurance or if you have separate bike insurance this may be extended to cover commuting.
You are insured to train as long as it falls within the disciplines of a triathlon - swimming, cycling and running, even if you have no plan to take part in triathlon.